Tag: dental care

10 Secret Things You Didn’t Know About DENTAL CARE

Essentially paying a premium in order to have a dental care set amount of dollars to spend you know like in the example we talked about you’re paying three hundred and sixty dollars a year to get a thousand dollars in benefit that’s it it’s never intended to pay everything so always kind of keep in mind you know it’s really almost like a thousand dollar coupon or discount off of whatever you know the insurance company is in business to make money and that’s fine.

I mean that’s hey we know this that’s no secret but you’ve always ¬†got to remember their job is to keep their costs lower than what they’re bringing in and premiums right I mean that’s how they make money they have to collect more in premiums than they pay out in claims so you know their primary concern is not your dental health so just we always encourage our patients don’t let the insurance company dictate the level of care that you receive all right a few more terms and concepts missing tooth claws this one gets a lot of folks you know someone will come in with a tooth that’s been missing for several years and they’ll say hey dr.

Harper I’d like to get a bridge or an implant to replace that tooth it’s been gone forever and you know it didn’t used to bother me but I really I really would like to replace that tooth and I was thinking I might go get some insurance so it would help pay for that bridge unfortunately the vast majority of plans have something called a missing tooth clause that says if the tooth was missing before you started this plan we’re not gonna pay to replace that tooth okay so just always be aware of that ¬†before you run out and and sign up waiting periods same thing you know you come in with a toothache doctor says needs a root canal and a crown great I’m gonna run out and get me some insurance to help pay for that because I know that’s expensive well unfortunately there’s almost always a waiting period